How would your business improve if you had better access to working capital? The First Data Merchant Cash Advance program has a simple, one page application form and no application fees. You agree to sell a portion of your future credit card sales at a discount and receive a lump sum cash payment in as little as 3 – 5 business days. You have complete flexibility on putting your cash advance funds to work to sustain your business; purchase equipment; remodel; open new locations; restock inventory; hire new help or advertise.

And, unlike a traditional loan, there are no fixed monthly payments. A specified percentage of your credit card sales are remitted to repay the Merchant Cash Advance during your standard settlement process with First Data each day. The specified percentage is a fixed amount and may only change upon mutual agreement. We value the overall relationships with our merchants.


For more information, please contact
David Heisler at (706) 323-4097